HiTech Insurance

Privacy You Can Actually Trust.

1: Scope

We value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our websites, use our services, or interact with us online.

This Privacy Policy describes our policies and procedures on the collection, use and disclosure of your information when you use the Service and tells you about your privacy rights and how the law protects you.

This Privacy Policy applies to our interactions with customers, website visitors, and other users of our services.

2: Definitions

A.Account: means a unique account created for You to access our Service or parts of our Service.

B.Business: refers to the Company as the legal entity that collects Consumers' personal information and determines the purposes and means of the processing of Consumers' personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers' personal information, that does business in the State of California.

C.Company: (referred to as either 'the Company', 'We', 'Us' or 'Our' in this Agreement) refers to Futuristic Companies and its affiliates. For the purpose of this privacy policy, the Company is the Data Controller.

D.Country: refers to the United States of America.

E.Consumer: means a natural person who is a California resident. A resident, as defined in the law, includes (1) every individual who is in the USA for other than a temporary or transitory purpose, and (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose.

F.Cookies: are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.

G.Data Controller: refers to the Company as the legal person which alone or jointly with others determines the purposes and means of the processing of Personal Data.

H.Device: means any device that can access the Service such as a computer, a cellphone or a digital tablet.

I.Do Not Track (DNT): is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.

J.Personal Data: is any information that relates to an identified or identifiable individual.

A.Personal Data means any information relating to You, such as a name, an identification number, location data, online identifier, or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural, or social identity.
B.Personal Data means any information that identifies, relates to, describes, or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You.

K.Sale: means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer's personal information to another business or a third party for monetary or other valuable consideration.

L.Service: refers to the Website.

M.Service Provider: means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

N.Usage Data: refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

O.Website: refers to Hightech Insurance, accessible from https://hightechinsurance.com/

P.You: means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

A.You can be referred to as the Data Subject or as the User, as you are the individual using the Service.

3: Types of Data Collected

A.Personal Data: While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

Email address
First name and last name
Phone number
Address, State, Province, ZIP/Postal code, City
Usage Data

B.Usage Data:

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

4: Sources of Personal Information

Directly from you. For example, from the forms You complete on our Service, preferences You express or provide through our Service, or from Your purchases on our Service.
Indirectly from you. For example, from observing Your activity on our Service.
Automatically from you. For example, through cookies we or our Service Providers set on Your Device as You navigate through our Service.
From Service Providers. For example, third-party vendors to monitor and analyze the use of our Service, third-party vendors for payment processing, or other third-party vendors that We use to provide the Service to You.

HIPAA and Health-Related Data

While we do not operate as a Covered Entity under the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”), certain services we provide—such as claims handling or policy administration—may involve the incidental processing of health-related information. We maintain physical, technical, and administrative safeguards in line with industry standards to protect any such data. However, for official HIPAA compliance obligations, please refer to the notices issued by your healthcare provider or insurer.

Biometric and Automated Profiling Information

We do not currently collect biometric identifiers (such as fingerprints, facial scans, or voiceprints). If our operations evolve to include such data—such as identity verification, fraud prevention, or customer authentication—we will obtain all legally required notices and consents in accordance with the Illinois Biometric Information Privacy Act (BIPA) and similar laws.

Additionally, we may use automated systems to analyze user interactions for fraud detection, quoting, or marketing. These systems do not make decisions that produce legal or similarly significant effects unless explicitly disclosed. Users may request human review of any such automated decisions where applicable